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State mulls cell-phone driving ban

When individuals are taken to the hospital after car crashes, they seldom tell doctors they wrecked because they were talking on a cell phone.But Dr. Daniel Wehner says it happens – a lot.Wehner is chairman of emergency medicine at Memorial Medical Center. He said most accidents that send injured people to the emergency room could have been prevented had at least one of the drivers in a two-car accident been more careful and attentive."I would be willing to bet that a significant number of people who we see in accidents were distracted by using a cell phone but are unwilling to admit it for obvious reasons," he said. "No one wants to admit guilt."Mari Lynne Patrick of Nanty Glo said she never used her cell phone while driving until she got a hands-free setup. She said if she gets a call, she can answer it while keeping both hands on the steering wheel."With a hands-free phone, it's OK because I have control of my vehicle," she said.

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Attorney General files suit against insurance companies

The four companies listed in the suit, American Heritage Life Insurance Company, Protective Life Insurance Company, Old United Life Insurance Company and Resource Life Insurance Company, have been accused of defrauding customers who purchased "credit insurance." The insurance was supposed to cover the purchaser for the duration of that person's auto loans. If the insured incurred disability or died during the loan period, the insurance would pay off the balance of the auto loan. The companies listed promised to return the unearned premiums if the consumer paid off their car loan early as required by the Texas Insurance Code.

The lawsuit seeks to refund money to approximately 27,000 Texas residents who purchased the insurance. If approved, the consumers affected would get back an average of $222 plus interest.